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var(--status-positive)}.sb-card[data-accent=negative]{border-top:2px solid var(--status-negative)}.sb-card[data-accent=info]{border-top:2px solid var(--status-info)}.sb-pill{display:inline-flex;align-items:center;gap:6px;font-family:var(--font-body);font-size:var(--fs-label);font-weight:600;letter-spacing:.04em;padding:3px 10px;border-radius:var(--radius-pill);border:1px solid transparent;line-height:1.4;white-space:nowrap}.sb-pill--positive{background:#2f7d4f1f;color:var(--status-positive);border-color:#2f7d4f4d}.sb-pill--warning{background:#b86e2d1f;color:var(--status-warning);border-color:#b86e2d4d}.sb-pill--negative{background:#b23b3b1f;color:var(--status-negative);border-color:#b23b3b4d}.sb-pill--info{background:#2a6fdb1f;color:var(--status-info);border-color:#2a6fdb4d}.sb-pill--neutral{background:var(--bg-sunken);color:var(--text-muted);border-color:var(--line)}.sb-pill--gold{background:#f2a9001f;color:var(--sb-gold-700);border-color:#f2a9004d}[data-surface=canvas-dark] 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var(--line-strong);border-radius:var(--radius-xs);padding:10px 12px;width:100%;transition:border-color var(--dur-fast) var(--ease-out)}[data-surface=canvas-dark] .sb-input,[data-surface=canvas-dark] .sb-select,[data-surface=canvas-dark] .sb-textarea,[data-surface=card-dark] .sb-input,[data-surface=card-dark] .sb-select,[data-surface=card-dark] .sb-textarea{background:#ffffff0a;border-color:#ffffff29;color:var(--text-strong)}.sb-input::-moz-placeholder,.sb-textarea::-moz-placeholder{color:var(--text-subtle)}.sb-input::placeholder,.sb-textarea::placeholder{color:var(--text-subtle)}.sb-input:focus,.sb-select:focus,.sb-textarea:focus{outline:none;border-color:var(--brand-gold);box-shadow:0 0 0 3px #f2a9002e}.sb-textarea{min-height:96px;resize:vertical;line-height:var(--lh-base)}.sb-table{width:100%;border-collapse:separate;border-spacing:0;font-family:var(--font-body)}.sb-table th{font-size:var(--fs-label);font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--text-muted);text-align:left;padding:14px 20px;border-bottom:1px solid var(--line);background:transparent}.sb-table td{font-size:var(--fs-body-sm);color:var(--text-body);padding:16px 20px;border-bottom:1px solid var(--line);vertical-align:middle}.sb-table tr:last-child td{border-bottom:none}.sb-table--zebra tbody tr:nth-child(2n) td{background:var(--bg-sunken)}.sb-table--hover tbody tr{transition:background var(--dur-fast) var(--ease-out)}.sb-table--hover tbody tr:hover td{background:var(--bg-sunken)}.sb-table__strong{color:var(--text-strong);font-weight:600}.sb-table__muted{color:var(--text-muted)}.sb-table__num{font-family:var(--font-mono);font-feature-settings:"tnum";color:var(--text-strong)}.sb-table__actions{text-align:right}.sb-tabs{display:flex;align-items:stretch;gap:0;border-bottom:1px solid var(--line);font-family:var(--font-body)}.sb-tabs__tab{font-size:var(--fs-body-sm);font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--text-muted);padding:14px 22px;border:none;background:transparent;cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-1px;transition:color var(--dur-fast) var(--ease-out),border-color var(--dur-fast) var(--ease-out)}.sb-tabs__tab:hover{color:var(--text-body)}.sb-tabs__tab[aria-selected=true]{color:var(--brand-gold);border-bottom-color:var(--brand-gold)}.sb-modal__backdrop{position:fixed;inset:0;background:var(--bg-overlay);display:flex;align-items:center;justify-content:center;padding:40px;z-index:1000}.sb-modal{background:var(--bg-raised);border:1px solid var(--line);border-radius:var(--radius-sm);box-shadow:var(--shadow-modal);width:100%;max-width:640px;max-height:calc(100vh - 80px);display:flex;flex-direction:column;color:var(--text-body)}.sb-modal__header{display:flex;align-items:center;padding:22px 28px;border-bottom:1px solid var(--line)}.sb-modal__title{font-family:var(--font-display);font-weight:400;font-size:var(--fs-h1);color:var(--text-strong);margin:0;flex:1;letter-spacing:-.01em}.sb-modal__body{padding:24px 28px;overflow:auto}.sb-modal__footer{display:flex;justify-content:flex-end;gap:12px;padding:18px 28px;border-top:1px solid var(--line);background:var(--bg-sunken)}.sb-doc-chip{display:inline-flex;align-items:center;gap:10px;padding:10px 14px;background:var(--bg-sunken);border:1px solid var(--line);border-radius:var(--radius-xs);font-family:var(--font-body);font-size:var(--fs-body-sm);color:var(--text-body);max-width:320px}.sb-doc-chip__icon{width:28px;height:32px;border-radius:2px;background:var(--brand-navy);color:var(--text-on-brand);display:inline-flex;align-items:center;justify-content:center;font-size:10px;font-weight:700;letter-spacing:.05em;flex-shrink:0}.sb-doc-chip__name{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;color:var(--text-strong);font-weight:500}.sb-doc-chip__meta{color:var(--text-muted);font-size:var(--fs-caption);flex-shrink:0}.sb-kpi{background:var(--bg-raised);border:1px solid var(--line);border-top-width:2px;border-radius:var(--radius-sm);padding:20px 22px;min-height:130px;display:flex;flex-direction:column}.sb-kpi[data-accent=gold]{border-top-color:var(--brand-gold)}.sb-kpi[data-accent=navy]{border-top-color:var(--brand-navy)}.sb-kpi[data-accent=positive]{border-top-color:var(--status-positive)}.sb-kpi[data-accent=negative]{border-top-color:var(--status-negative)}.sb-kpi[data-accent=info]{border-top-color:var(--status-info)}.sb-kpi__label{font-size:var(--fs-label);font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--text-muted)}.sb-kpi__value{font-family:var(--font-mono);font-weight:500;font-size:32px;color:var(--text-strong);margin-top:14px;letter-spacing:-.01em;font-feature-settings:"tnum";line-height:1}.sb-kpi__sub{font-size:var(--fs-body-sm);color:var(--text-muted);margin-top:10px}.sb-kpi__sub--accent{color:var(--brand-gold)}.sb-kpi__sub--negative{color:var(--status-negative);text-decoration:underline;cursor:pointer}.sb-kpi__sub--positive{color:var(--status-positive)}.sb-kpi__sub--info{color:var(--status-info)}.sb-side-item{display:flex;align-items:center;gap:12px;padding:10px 16px;color:#ffffffb8;font-family:var(--font-body);font-size:var(--fs-body-sm);cursor:pointer;background:transparent;text-decoration:none;transition:color var(--dur-fast) var(--ease-out),background var(--dur-fast) var(--ease-out);border:0;border-left:2px solid transparent;width:100%;text-align:left}.sb-side-item:hover{color:#fff}.sb-side-item[aria-current=page],.sb-side-item--active{color:var(--brand-gold);background:#f2a90014;border-left-color:var(--brand-gold)}.sb-side-item--indent{padding-left:36px}.sb-side-item__icon{width:16px;text-align:center;opacity:.8}.sb-stepper{display:flex;align-items:center;gap:0;font-family:var(--font-body)}.sb-stepper__step{display:flex;align-items:center;gap:10px}.sb-stepper__num{width:28px;height:28px;border-radius:999px;background:var(--bg-sunken);color:var(--text-muted);border:1px solid var(--line-strong);font-size:var(--fs-body-sm);font-weight:600;display:inline-flex;align-items:center;justify-content:center}.sb-stepper__step[data-state=active] .sb-stepper__num{background:var(--brand-navy);color:var(--text-on-brand);border-color:var(--brand-navy)}.sb-stepper__step[data-state=done] .sb-stepper__num{background:var(--brand-gold);color:var(--sb-navy-900);border-color:var(--brand-gold)}.sb-stepper__label{font-size:var(--fs-body-sm);color:var(--text-muted)}.sb-stepper__step[data-state=active] .sb-stepper__label{color:var(--text-strong);font-weight:600}.sb-stepper__line{flex:1;height:1px;background:var(--line-strong);margin:0 14px;min-width:24px}:root{--primary-color: #003366;--primary-hover: #004488;--primary-light: #37769E;--blue: #2E5B9A;--secondary-color: #4D4D4E;--accent-color: #F2A900;--gold: #F2A900;--accent-hover: #BC7623;--burgundy: #854245;--sage: #546c6e;--slate: #6E7E9E;--tan: #D3CDA9;--olive: #9F9463;--navy: #1B2A4A;--grey: #6B7A8D;--bg-color: #f5f7fa;--bg-section: #f0f4f8;--card-bg: #ffffff;--text-dark: #333333;--text-body: #444444;--text-muted: #666666;--text-faint: #667085;--border-light: #d1d9e6;--border-input: #d1d5db;--border-subtle: #eee;--btn-secondary: #6c757d;--border-radius: 8px;--error-text: #721c24;--error-bg: #f8d7da;--error-border: #f5c6cb;--error-accent: #dc3545;--warning-text: #856404;--warning-bg: #fff3cd;--warning-border: #ffc107}body{background-color:var(--sb-navy, #1B2A4A);font-family:var(--sb-font-sans, "Source Sans 3", "Source Sans Pro", system-ui, sans-serif);color:var(--sb-ink, #1F2A36);margin:0;padding:0;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.portal-container{max-width:880px;margin:56px auto;background:var(--sb-paper, #FFFFFF);box-shadow:0 1px 2px #0f1a330a,0 8px 24px #0f1a330f;border-radius:2px;overflow:clip;border-top:3px solid var(--sb-gold, #F2A900)}.portal-header{text-align:center;padding:48px 40px 20px;background:var(--sb-paper, #FFFFFF);border-bottom:1px solid var(--sb-border-soft, #E6E8EB);position:relative}.logo{max-height:64px;margin-bottom:28px}.portal-header h2{color:var(--sb-navy, #1B2A4A);font-weight:300;margin-top:20px;font-size:1.75rem;letter-spacing:-.01em;line-height:1.25}.progress-bar-container{display:flex;justify-content:center;align-items:center;margin-bottom:10px}.step-dot{width:28px;height:28px;border-radius:50%;background:transparent;color:var(--sb-grey-light, #8A9099);border:1px solid var(--sb-border, #D7D9DC);display:flex;align-items:center;justify-content:center;font-weight:500;font-size:12px;transition:background .2s,color .2s,border-color .2s}.step-dot.active{background:var(--sb-navy, #1B2A4A);color:var(--sb-paper, #FFFFFF);border-color:var(--sb-navy, #1B2A4A)}.step-line{width:36px;height:1px;background:var(--sb-border, #D7D9DC);margin:0 6px}.form-grid{padding:48px 56px}.client-column h3{color:var(--sb-navy, #1B2A4A);border-bottom:none;padding-bottom:10px;margin-bottom:28px;margin-top:0;font-size:1.25rem;font-weight:400;letter-spacing:-.005em;position:relative}.client-column h3:after{content:"";display:block;width:56px;height:1px;background:var(--sb-gold, #F2A900);margin-top:12px}.client-column h4{color:var(--sb-grey, #5A6168);font-size:11px;letter-spacing:.18em;text-transform:uppercase;margin-top:32px;margin-bottom:14px;font-weight:600}.row{display:flex;gap:15px;margin-bottom:15px}input,select,textarea{width:100%;padding:11px 14px;border:1px solid var(--sb-border, #D7D9DC);border-radius:2px;font-size:.95rem;transition:border-color .15s,box-shadow .15s;box-sizing:border-box;font-family:inherit;color:var(--sb-ink, #1F2A36);background:var(--sb-paper, #FFFFFF)}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--sb-navy, #1B2A4A);box-shadow:0 0 0 3px #f2a9002e}label{display:block;margin-bottom:6px;font-weight:500;color:var(--sb-grey, #5A6168);font-size:.875rem}.checkbox-label{display:flex;align-items:flex-start;gap:10px;margin-bottom:12px;cursor:pointer;font-weight:400;line-height:1.4}input[type=checkbox]{width:auto;transform:scale(1.2);accent-color:var(--primary-color);margin-top:3px}.submit-btn{background-color:var(--sb-navy, #1B2A4A);color:var(--sb-paper, #FFFFFF);border:none;padding:14px 30px;font-size:.95rem;border-radius:2px;cursor:pointer;width:100%;margin-top:24px;transition:background-color .15s;font-weight:500;font-family:inherit;letter-spacing:.02em}.submit-btn:hover{background-color:var(--sb-navy-deep, #0F1A33)}.submit-btn:disabled{background-color:var(--sb-grey-light, #8A9099);cursor:not-allowed}.risk-notice,.info-box{background-color:var(--sb-gold-soft, #FFFCF2);border-left:2px solid var(--sb-gold, #F2A900);padding:16px 20px;font-size:.9rem;color:var(--sb-grey, #5A6168);margin-bottom:25px;line-height:1.6;border-radius:0}.download-link{color:var(--sb-navy, #1B2A4A);text-decoration:none;font-weight:500;border-bottom:1px solid var(--sb-gold, #F2A900)}.download-link:hover{color:var(--sb-navy-deep, #0F1A33)}@media(max-width:600px){.row{flex-direction:column;gap:10px}.portal-container{margin:0;border-radius:0}.portal-header,.form-grid{padding:20px}}.fade-in{animation:fadeIn .4s ease-in-out}@keyframes fadeIn{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.spouse-trigger{background-color:var(--sb-bg, #FAFAF7);border:1px solid var(--sb-border-soft, #E6E8EB);border-radius:2px;padding:16px 20px;margin-top:28px;margin-bottom:28px;display:flex;align-items:center;transition:border-color .2s,background-color .2s}.spouse-trigger:hover{background-color:var(--sb-paper, #FFFFFF);border-color:var(--sb-gold, #F2A900)}.spouse-trigger label{color:var(--sb-navy, #1B2A4A);font-weight:500;font-size:1rem;margin-bottom:0;width:100%;cursor:pointer}.spouse-trigger input[type=checkbox]{width:20px;height:20px;margin-right:15px;accent-color:var(--primary-color)}.field-highlight-missing{border-color:var(--error-accent)!important;background-color:#fff5f5!important;box-shadow:0 0 0 3px #dc35451f!important}.section-highlight-missing{border-left:3px solid var(--error-accent);padding-left:12px;border-radius:0 4px 4px 0;background-color:var(--error-bg);margin-bottom:8px}.schedule-table{margin-bottom:32px;padding:20px;background:var(--bg-section);border:1px solid var(--border-light);border-radius:6px}.schedule-table__heading{margin:0 0 6px;font-size:1rem;font-weight:600;color:var(--navy)}.schedule-table__description{margin:0 0 16px;font-size:.875rem;color:var(--text-muted);line-height:1.5}.schedule-table__empty{font-size:.875rem;color:var(--text-muted);font-style:italic;margin:0 0 12px}.schedule-table__scroll{overflow-x:auto;margin-bottom:12px}.schedule-table__table{width:100%;border-collapse:collapse;font-size:.875rem}.schedule-table__th{text-align:left;padding:8px 6px;border-bottom:1px solid var(--border-light);font-weight:500;color:var(--text-muted);font-size:.8125rem;white-space:nowrap}.schedule-table__td{padding:6px;border-bottom:1px solid var(--border-light);vertical-align:top}.schedule-table__tfoot-cell{padding:10px 6px;font-weight:600;color:var(--navy);border-top:2px solid var(--slate)}@media(max-width:768px){.schedule-table__scroll{overflow-x:visible}.schedule-table__table,.schedule-table__table thead,.schedule-table__table tbody,.schedule-table__table tfoot,.schedule-table__table tr,.schedule-table__table th,.schedule-table__table td{display:block;width:100%;white-space:normal}.schedule-table__table thead{display:none}.schedule-table__table tbody tr{border:1px solid var(--border-light);border-radius:6px;padding:8px 14px 12px;margin-bottom:12px;background:#fff;position:relative}.schedule-table__td{padding:8px 0;border-bottom:1px dashed var(--border-light);display:flex;flex-direction:column;gap:6px}.schedule-table__td:last-child{border-bottom:none;padding-bottom:0}.schedule-table__td[data-label]:before{content:attr(data-label);font-size:.6875rem;color:var(--text-muted);font-weight:500;text-transform:uppercase;letter-spacing:.06em}.schedule-table__td[data-label=""]:before{content:none}.schedule-table__td--remove{position:absolute;top:8px;right:8px;width:auto;padding:0;border-bottom:none}.schedule-table__tfoot-cell{padding:10px 0 0;border-top:none;display:inline-block;margin-right:8px}.schedule-table__table tfoot{border-top:2px solid var(--slate);padding-top:6px;margin-top:4px}.schedule-table__td input,.schedule-table__td select{min-height:38px}}